Disability income insurance replaces a portion of your income if you can’t work because of an injury or illness. The short-term title refers to the number of months the policy would pay you benefits (benefit period) after an elimination period.
Short-term disability insurance can pay benefits up to 24 months. It functions like many other insurance policies in that you pay a set amount at regular intervals and in exchange, you receive benefits if you use your policy.
It can make all the difference to know the bills may be paid; that you have a way to keep it going. That’s what Short-Term Disability Income Insurance can help you do.